West Virginia Paycheck Calculator

2026 take-home pay after federal tax, FICA, West Virginia state income tax.

Last updated · Tax year 2026 · Sources: IRS, SSA, West Virginia State Tax Department

Estimated net pay

$59,046.60 per year

Biweekly net pay
$2,271.02
Effective tax rate
21.3%
Gross pay
$75,000
Total taxes
$15,953

Default: $75,000 per year, single filer, no pre-tax deductions. Results update as you type.

Pay frequency
$

per year

401(k) or 403(b) contribution
%

Reduces federal and state taxable wages, not FICA. 2026 limit: $24,500.

HSA, Section 125 and dependents
$

Reduces federal, state and FICA wages. 2026 limits: $4,400 self-only / $8,750 family.

$
$
$

Nothing is uploaded. Every calculation runs in this browser tab.

Where your West Virginia paycheck goes

Annual estimate based on the inputs above
Line itemAmount
Gross pay$75,000.00
Federal taxable wages$58,900.00
Federal income tax (estimated)−$7,670.00
Social Security (6.2% up to $184,500)−$4,650.00
Medicare (1.45%)−$1,087.50
West Virginia state income tax−$2,545.90
Net pay$59,046.60

Gross pay split · Take-home $59,047 · Taxes $15,953 · Pre-tax $0

  • Take-home
  • Federal
  • Social Security
  • Medicare
  • State
  • Local
  • Pre-tax
Net pay by frequency
FrequencyTake-home
Annual$59,046.60
Monthly$4,920.55
Semi-monthly$2,460.28
Biweekly$2,271.02
Weekly$1,135.51
Hourly$28.39

This calculator provides an estimate for general informational purposes only. It is not tax, legal, or financial advice, and it is not a substitute for your employer's payroll system or a licensed tax professional. Actual withholding depends on the W-4 you filed, your employer's payroll settings, pre-tax elections, and changes in federal or state law. Tax rules change — verify figures with the IRS and your state tax authority before making decisions. PaycheckClear is not affiliated with the IRS, the Social Security Administration, or any state government.

Use this West Virginia paycheck calculator to see what a 2026 salary actually leaves in your bank account. Enter annual pay or an hourly rate, choose a filing status, and add any 401(k), HSA, or Section 125 deductions. The calculator subtracts federal income tax, Social Security, Medicare, and West Virginia state income tax and shows net pay by year, month, and pay period.

How your West Virginia take-home pay is calculated

Every result on this page follows the same order, so the numbers can be checked line by line:

  1. Annualize gross pay. Annual pay is used as-is; monthly is multiplied by 12, semi-monthly by 24, biweekly by 26, weekly by 52, and hourly by hours per week times 52.
  2. Subtract Section 125 deductions. Health premiums and dependent care FSA contributions reduce federal, state, and FICA wages.
  3. Subtract 401(k) and HSA contributions. Both reduce federal taxable wages. HSA also reduces FICA wages; 401(k) does not.
  4. Apply the federal standard deduction and brackets. The 2026 standard deduction is $16,100 for single filers and $32,200 for married couples filing jointly, indexed from the IRS tables.
  5. Calculate FICA. Social Security is 6.2% up to $184,500; Medicare is 1.45%, plus 0.9% above the Additional Medicare threshold.
  6. Apply West Virginia rules. State taxable wages use West Virginia deductions and exemptions, which are not the same as the federal ones.
  7. Add local and payroll taxes. Local tax applies only where a city or county levies one; state disability or paid leave contributions appear only where the state requires them.
  8. Subtract everything from gross pay. The result is annual take-home pay, which is then divided by the number of pay periods you selected.

West Virginia has no standard deduction for wage earners; it uses a $2,000 personal exemption per person instead.

A $1,000 raise would add about $658 to annual take-home pay at the default assumptions, because the rest goes to federal income tax, West Virginia income tax and FICA. That marginal number is often more useful than the average tax rate when you are comparing job offers.

West Virginia paycheck example: $50,000

This example uses a single filer with no 401(k), no HSA, and no Section 125 deductions. It is a useful reference point because the same assumptions are used in the FAQ answers below.

Annual net pay$40,911
Biweekly net pay$1,573
Worked example: $50,000 gross, single, no pre-tax deductions
Line itemAnnual amount
Gross pay$50,000.00
Federal taxable wages$33,900.00
Federal income tax$3,820.00
Social Security$3,100.00
Medicare$725.00
West Virginia state income tax$1,444.10
Annual net pay$40,910.90

Taxable wages differ from gross pay because the federal standard deduction and pre-tax deductions are applied before the brackets.

Federal taxes on a West Virginia paycheck

Every W-2 paycheck in West Virginia starts with federal withholding. For 2026, the IRS standard deduction is $16,100 for single filers, $32,200 for married couples filing jointly, and $24,150 for head of household. We subtract that amount, plus eligible pre-tax deductions, before applying the 10% to 37% brackets.

On the $75,000 single example, federal taxable wages are $58,900 and estimated federal income tax is $7,670. Your employer's actual withholding depends on the W-4 you filed, your payroll provider's tables, and any mid-year changes. This page estimates annual liability, not a payroll system's exact per-paycheck withholding.

2026 federal income tax brackets, single filer (IRS Rev. Proc. 2025-32)
Taxable income after the standard deductionMarginal rate
$0 – $12,40010%
$12,400 – $50,40012%
$50,400 – $105,70022%
$105,700 – $201,77524%
$201,775 – $256,22532%
$256,225 – $640,60035%
Over $640,60037%

The 2026 standard deduction is $16,100 for single filers, $32,200 for married filing jointly, and $24,150 for head of household.

West Virginia state income tax: 2.11% to 4.58%

West Virginia uses five graduated brackets for 2026, from 2.11% to 4.58%. The top rate applies to taxable income above $60,000. The state allows a $2,000 personal exemption per person, but no standard deduction.

On the $75,000 single example, West Virginia taxable wages are $73,000 and state income tax is $2,546. That is an effective state rate of 3.39% of gross pay.

West Virginia 2026 income tax rate schedule1
Taxable incomeRateNotes
Taxable income $0 – $10,0002.11%Marginal rate on that band
Taxable income $10,000 – $25,0002.81%Marginal rate on that band
Taxable income $25,000 – $40,0003.16%Marginal rate on that band
Taxable income $40,000 – $60,0004.22%Marginal rate on that band
Taxable income Over $60,0004.58%Marginal rate on that band

West Virginia has no state standard deduction for wage earners. Personal exemption: $2,000 for a single filer, $2,000 per dependent. Rates apply to West Virginia taxable wages, not directly to gross salary.

Sources: West Virginia State Tax Department1 and IRS Publication 152. See all data sources.

Local taxes in West Virginia

West Virginia does not impose a local income tax on wages for 2026, so this calculator does not ask for a city or county. That is why the local tax line is absent rather than showing an unexplained $0.00. A small number of West Virginia municipalities use home-rule sales taxes, but no widespread municipal wage tax applies to employees.

Local governments in West Virginia still fund services through property taxes, sales taxes, and fees. Those costs are real, but they are not withheld from a paycheck, so they do not change the net pay figure on this page.

West Virginia payroll deductions beyond income tax

West Virginia does not require employees to contribute to a state disability insurance (SDI) or paid family leave (PFML) program in 2026. The payroll deductions beyond income tax on this page are therefore federal only: Social Security at 6.2% up to $184,500, Medicare at 1.45%, and the 0.9% Additional Medicare Tax above the filing-status threshold.

These amounts are not state income tax and are not affected by the standard deduction or by your filing status. A 401(k) contribution also does not reduce Social Security or Medicare wages, while an HSA payroll contribution does. That difference is why the calculator shows a separate FICA wage base.

Pre-tax deductions and your net pay

Pre-tax deductions change which tax bases shrink. Section 125 health premiums and dependent care FSA contributions reduce federal income tax, West Virginia state income tax where allowed, and FICA. HSA contributions reduce all three. 401(k) contributions reduce federal and state income tax, but not Social Security or Medicare.

At $50,000, contributing 5% ($2,500) to a 401(k) lowers estimated federal tax by $300 and West Virginia state income tax by $106. Take-home pay falls by $2,094, not by the full $2,500, because the contribution itself is still your money.

West Virginia allows the 401(k) deduction in this estimate, so the deferral reduces both federal and state taxable wages.

Pay frequency: annual, monthly, biweekly, weekly, hourly

Switching the pay frequency changes the label and the number of periods, not the annual base. The table below converts the default $75,000 single example into each frequency. If you are paid hourly, the calculator multiplies your rate by hours per week and then by 52.

Take-home pay by pay frequency on the default $75,000 single example
FrequencyNet pay
Annual$59,046.60
Monthly (12)$4,920.55
Semi-monthly (24)$2,460.28
Biweekly (26)$2,271.02
Weekly (52)$1,135.51
Hourly (40-hour week)$28.39

West Virginia paycheck calculator FAQ

How much is taken out of a paycheck in West Virginia?

On a $75,000 salary in West Virginia, about $7,670 goes to federal income tax and $5,738 to Social Security and Medicare. West Virginia state income tax adds about $2,546. Take-home pay is roughly $59,047 per year, or $2,271 biweekly.

Did West Virginia cut income tax rates for 2026?

West Virginia reduced its rates again for 2026, with brackets from 2.11% to 4.58%. The top rate applies above $60,000 of taxable income, and the state allows a $2,000 personal exemption per person instead of a standard deduction.

Does West Virginia have state income tax?

Yes. West Virginia uses graduated brackets for 2026, with rates from 2.11% to 4.58%. Only the income inside each bracket is taxed at that bracket's rate, so your top marginal rate is not the percentage of your whole salary that goes to state tax.

How much is Social Security and Medicare in West Virginia?

In West Virginia, employees pay 6.2% of wages for Social Security up to the $184,500 wage base for 2026, plus 1.45% for Medicare. An additional 0.9% Medicare tax applies above $200,000 for single filers or $250,000 for married couples filing jointly.

How do I calculate my West Virginia paycheck from an hourly wage?

Multiply your hourly rate by hours worked each week, then by 52 weeks. At $24.04 per hour and 40 hours a week, annual pay is about $50,000. Enter either the hourly rate or the annual figure above; the annual number is the base for federal, state, and FICA withholding.